/*
Theme Name: FynoFinance
Theme URI: https://fynofinance.com
Author: Umer Shabbir
Author URI: https://fynofinance.com
Description: A clean, fast, light-colored personal finance blog theme. On activation it creates categories, pages, 12 sample articles with images, menus and front page settings automatically.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: fynofinance
Tags: blog, news, one-column, custom-menu, featured-images, light
*/

:root{
  --ink:#10201c;--muted:#5a6b66;--line:#e2ebe7;--bg:#f6faf8;--card:#ffffff;
  --brand:#0b6e4f;--brand-dark:#084f39;--accent:#f2b134;--soft:#e8f4ee;
  --radius:16px;--shadow:0 8px 28px rgba(16,32,28,.07);--max:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand);text-decoration:none}
a:hover{color:var(--brand-dark)}
h1,h2,h3,h4{line-height:1.25;margin:0 0 .6em;color:var(--ink);letter-spacing:-.01em}
p{margin:0 0 1.15em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 22px}
.screen-reader-text{position:absolute;left:-9999px}
.skip-link:focus{left:10px;top:10px;background:#fff;padding:8px 14px;z-index:999}

/* Header (floating capsule, see "Header v2" block at the end) */
.brand{display:flex;align-items:center;gap:12px;color:var(--ink)}
.brand img{width:44px;height:44px}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-name{font-weight:800;font-size:1.25rem;color:var(--ink)}
.brand-name span{color:var(--brand)}
.brand-tag{font-size:.78rem;color:var(--muted)}
.btn{display:inline-block;padding:12px 24px;border-radius:999px;font-weight:700;font-size:.95rem;border:2px solid transparent;transition:.2s;cursor:pointer}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-dark);color:#fff;transform:translateY(-1px)}
.btn-outline{border-color:var(--brand);color:var(--brand);background:transparent}
.btn-outline:hover{background:var(--brand);color:#fff}

/* Hero */
.hero{padding:70px 0 60px;background:linear-gradient(180deg,#eaf5ef 0%,var(--bg) 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--brand);background:var(--soft);padding:6px 14px;border-radius:999px;margin-bottom:16px}
.hero h1{font-size:clamp(2.1rem,4.4vw,3.4rem);font-weight:800}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:560px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero-img{position:relative}
.hero-img img{border-radius:24px;box-shadow:var(--shadow);width:100%;aspect-ratio:16/11;object-fit:cover}
.hero-badge{position:absolute;left:-18px;bottom:26px;background:#fff;border-radius:14px;padding:14px 18px;box-shadow:var(--shadow);max-width:250px;font-size:.88rem;line-height:1.4}
.hero-badge strong{display:block;color:var(--brand);font-size:.95rem}

/* Chips */
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:34px 0 0}
.chips a{background:#fff;border:1px solid var(--line);padding:9px 18px;border-radius:999px;font-weight:600;font-size:.9rem;color:var(--ink)}
.chips a:hover{border-color:var(--brand);color:var(--brand)}

/* Sections */
.section{padding:64px 0}
.section-head{max-width:640px;margin-bottom:34px}
.section-head .eyebrow{margin-bottom:10px}
.section-head h2{font-size:clamp(1.6rem,3vw,2.2rem)}
.section-head p{color:var(--muted);margin:0}
.section-alt{background:#fff;border-block:1px solid var(--line)}

/* Cards */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column;transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card-thumb img{width:100%;aspect-ratio:16/9;object-fit:cover}
.card-body{padding:22px;display:flex;flex-direction:column;flex:1}
.cat-label{font-size:.75rem;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--brand);margin-bottom:8px}
.cat-label a{color:inherit}
.card h3{font-size:1.15rem;margin-bottom:10px}
.card h3 a{color:var(--ink)}
.card h3 a:hover{color:var(--brand)}
.card p{color:var(--muted);font-size:.95rem;margin-bottom:14px}
.card-meta{margin-top:auto;font-size:.82rem;color:var(--muted)}

/* Steps / split */
.steps{display:grid;gap:18px;margin-top:22px}
.step{display:flex;gap:16px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}
.step b.num{flex:0 0 38px;height:38px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800}
.step strong{display:block}
.step span{color:var(--muted);font-size:.95rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img{border-radius:22px;box-shadow:var(--shadow);width:100%;aspect-ratio:16/11;object-fit:cover}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--brand-dark),var(--brand));color:#fff;border-radius:26px;padding:50px 40px;text-align:center}
.cta-band h2{color:#fff;font-size:clamp(1.5rem,3vw,2.1rem)}
.cta-band p{opacity:.9}
.cta-band .btn{background:var(--accent);color:#2b2000}
.cta-band .btn:hover{background:#ffc552}

/* Page / Article */
.page-hero{padding:52px 0 30px;background:linear-gradient(180deg,#eaf5ef,var(--bg))}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.8rem);margin-bottom:10px}
.page-hero p{color:var(--muted);max-width:700px;margin:0}
.breadcrumbs{font-size:.85rem;color:var(--muted);margin-bottom:16px}
.breadcrumbs a{color:var(--muted)}
.breadcrumbs a:hover{color:var(--brand)}
.article-wrap{max-width:780px;margin:0 auto;padding:10px 22px 70px}
.article-meta{display:flex;flex-wrap:wrap;gap:6px 16px;font-size:.88rem;color:var(--muted);margin-bottom:6px}
.article-featured{max-width:980px;margin:0 auto 34px;padding:0 22px}
.article-featured img{width:100%;border-radius:22px;box-shadow:var(--shadow);aspect-ratio:16/9;object-fit:cover}
.entry-content h2{font-size:1.55rem;margin-top:1.9em}
.entry-content h3{font-size:1.2rem;margin-top:1.5em}
.entry-content ul,.entry-content ol{padding-left:1.3em;margin:0 0 1.3em}
.entry-content li{margin-bottom:.45em}
.entry-content figure{margin:2em 0}
.entry-content figure img{border-radius:16px;width:100%}
.entry-content figcaption{font-size:.85rem;color:var(--muted);text-align:center;margin-top:8px}
.entry-content blockquote,.callout{background:var(--soft);border-left:5px solid var(--brand);padding:18px 22px;border-radius:0 14px 14px 0;margin:1.6em 0}
.entry-content table{width:100%;border-collapse:collapse;margin:1.5em 0;font-size:.95rem}
.entry-content th,.entry-content td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.entry-content th{background:var(--soft)}
.disclaimer-box{background:#fff8e6;border:1px solid #f1dca0;border-radius:14px;padding:16px 20px;font-size:.9rem;color:#5b4a14;margin:2.2em 0 1.4em}
.author-box{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin:30px 0}
.author-avatar{flex:0 0 56px;height:56px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.2rem}
.author-box p{margin:0;font-size:.92rem;color:var(--muted)}
.keep-exploring{margin-top:44px}
.keep-exploring h2{font-size:1.4rem}

/* Archive pagination */
.pagination{display:flex;gap:8px;justify-content:center;margin-top:44px;flex-wrap:wrap}
.pagination .page-numbers{padding:9px 16px;border-radius:10px;background:#fff;border:1px solid var(--line);font-weight:600;color:var(--ink)}
.pagination .current,.pagination .page-numbers:hover{background:var(--brand);color:#fff;border-color:var(--brand)}

/* Contact form */
.fyno-form{display:grid;gap:16px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;margin-top:20px}
.fyno-form label{font-weight:600;font-size:.92rem;display:block;margin-bottom:6px}
.fyno-form input[type=text],.fyno-form input[type=email],.fyno-form textarea{width:100%;padding:12px 14px;border:1px solid #cfdcd6;border-radius:10px;font:inherit;background:#fbfdfc}
.fyno-form input:focus,.fyno-form textarea:focus{outline:2px solid var(--brand);border-color:transparent}
.fyno-form .hp{position:absolute;left:-9999px}
.fyno-notice{padding:14px 18px;border-radius:12px;margin-top:16px;font-weight:600}
.fyno-notice.ok{background:#e3f6ea;color:#0b5a30}
.fyno-notice.err{background:#fdeaea;color:#8a1c1c}
.contact-info{background:var(--soft);padding:18px 22px;border-radius:14px;margin:18px 0}

/* Search / 404 */
.search-form{display:flex;gap:10px;max-width:480px}
.search-form input[type=search]{flex:1;padding:12px 16px;border:1px solid #cfdcd6;border-radius:999px;font:inherit}
.search-form button{padding:12px 22px;border:0;border-radius:999px;background:var(--brand);color:#fff;font-weight:700;cursor:pointer}
.not-found{text-align:center;padding:90px 0}
.not-found .search-form{margin:20px auto}

/* Footer */
.site-footer{background:#0d1f1a;color:#c5d6cf;padding:60px 0 24px;margin-top:40px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
.site-footer h4{color:#fff;font-size:.95rem;margin-bottom:14px;text-transform:uppercase;letter-spacing:.07em}
.site-footer a{color:#c5d6cf}
.site-footer a:hover{color:var(--accent)}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:9px;font-size:.95rem}
.footer-brand .brand-name{color:#fff}
.footer-brand p{font-size:.93rem;margin-top:14px;max-width:340px}
.footer-bottom{border-top:1px solid #234038;margin-top:40px;padding-top:20px;font-size:.85rem;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.footer-note{font-size:.8rem;opacity:.75;margin-top:14px;max-width:900px}

/* Responsive */
@media(max-width:960px){
  .hero-grid,.split{grid-template-columns:1fr;gap:34px}
  .grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-badge{left:12px}
}
@media(max-width:600px){
  .grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .section{padding:46px 0}
  .cta-band{padding:36px 22px}
  body{font-size:16.5px}
}

/* ---- Article features: takeaways, TOC, figures, FAQ, icons ---- */
.fyno-icon{flex:0 0 auto;vertical-align:-4px}
.takeaways{background:linear-gradient(135deg,#e8f4ee,#f4faf7);border:1px solid #cfe5da;border-radius:18px;padding:22px 26px;margin:0 0 1.8em}
.entry-content .takeaways-title{display:flex;align-items:center;gap:10px;margin:0 0 12px;font-size:1.2rem;color:var(--brand-dark)}
.takeaways ul{list-style:none;margin:0;padding:0}
.takeaways li{display:flex;gap:10px;align-items:flex-start;margin:0 0 .6em}
.takeaways li .fyno-icon{color:var(--brand);margin-top:5px}
.toc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 24px;margin:0 0 2em}
.toc-title{display:flex;align-items:center;gap:8px;font-weight:700;margin-bottom:8px;color:var(--brand-dark)}
.toc ol{margin:0;padding-left:1.3em}
.toc li{margin:.25em 0}
.entry-content h2[id]{scroll-margin-top:90px}
.fyno-figure{margin:2em 0}
.fyno-figure img{border-radius:16px;width:100%;box-shadow:var(--shadow)}
.faq{margin-top:2.4em}
.entry-content .faq h2{display:flex;align-items:center;gap:10px;color:var(--brand-dark)}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 20px;margin:0 0 12px}
.faq-item summary{cursor:pointer;font-weight:600;padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:14px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--brand)}
.faq-item[open] summary::after{content:"\2212"}
.faq-item p{margin:0 0 16px;color:var(--muted)}


/* ---- Header v2: floating capsule ---- */
html{scroll-padding-top:100px}
:root{--hdr-bg:#08392b;--hdr-dim:rgba(234,246,239,.72);--hdr-space:88px}
.site-header{position:sticky;top:0;z-index:60;height:0}
body.admin-bar .site-header{top:32px}
.hdr{position:absolute;top:12px;left:0;right:0;margin:0 auto;width:min(calc(100% - 24px),1240px);min-height:64px;display:flex;align-items:center;gap:14px;padding:8px 10px 8px 16px;background:var(--hdr-bg);color:#fff;border:1px solid rgba(255,255,255,.08);border-radius:999px;box-shadow:0 14px 34px -10px rgba(8,57,43,.45),0 2px 6px rgba(8,57,43,.18);transition:top .25s ease,min-height .25s ease,box-shadow .25s ease}
.site-header.is-scrolled .hdr{top:8px;min-height:56px;box-shadow:0 18px 40px -12px rgba(8,57,43,.55),0 2px 8px rgba(8,57,43,.22)}
.hdr a:focus-visible,.hdr button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}

.hdr .brand{flex:0 0 auto;gap:10px;color:#fff}
.hdr .brand svg{flex:0 0 auto;transition:transform .35s cubic-bezier(.34,1.56,.64,1)}
.hdr .brand:hover svg{transform:rotate(-8deg) scale(1.06)}
.hdr .brand-name{color:#fff;font-size:1.18rem;letter-spacing:-.02em}
.hdr .brand-name span{color:var(--accent)}

.hdr .main-nav{position:relative;flex:1 1 auto;min-width:0;display:flex;justify-content:center}
.hdr .main-nav ul{list-style:none;display:flex;gap:2px;margin:0;padding:0;flex-wrap:nowrap}
.hdr .main-nav a{display:block;padding:9px 12px;border-radius:999px;background:none;color:var(--hdr-dim);font-weight:600;font-size:.88rem;white-space:nowrap;transition:color .2s}
.hdr .main-nav a:hover,.hdr .main-nav a:focus-visible,.hdr .main-nav a.is-current,.hdr .main-nav li[class*="current"]>a{background:none;color:#fff}
.nav-marker{position:absolute;left:0;bottom:1px;width:6px;height:6px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 3px rgba(242,177,52,.2);transform:translateX(var(--x,0));opacity:0;pointer-events:none}
.nav-marker.ready{transition:transform .5s cubic-bezier(.34,1.56,.64,1),opacity .2s}

.hdr-actions{display:flex;align-items:center;gap:8px;flex:0 0 auto;margin-left:auto}
.hdr-icon-btn{width:40px;height:40px;display:grid;place-items:center;border:0;border-radius:50%;background:rgba(255,255,255,.09);color:#fff;cursor:pointer;padding:0;transition:background .2s}
.hdr-icon-btn:hover{background:rgba(255,255,255,.18)}
.hdr .hdr-cta{display:none;background:var(--accent);color:#08392b;padding:10px 18px;border-radius:999px;font-weight:800;font-size:.9rem;white-space:nowrap;transition:background .2s}
.hdr .hdr-cta:hover{background:#ffc552;color:#08392b}
.hdr .nav-toggle{display:none;position:relative}
.nav-toggle .bar{position:absolute;left:12px;width:16px;height:2px;border-radius:2px;background:currentColor;transition:transform .25s,top .25s}
.nav-toggle .bar:first-child{top:16px}
.nav-toggle .bar:last-child{top:22px}
.nav-toggle[aria-expanded="true"] .bar:first-child{top:19px;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] .bar:last-child{top:19px;transform:rotate(-45deg)}

.hdr-search{position:absolute;top:calc(100% + 10px);right:0;width:min(540px,100%);padding:18px;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:24px;box-shadow:0 24px 50px -16px rgba(8,57,43,.35);opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .2s,transform .25s,visibility .2s}
.hdr-search.open{opacity:1;visibility:visible;transform:none}
.hdr-search-form{display:flex;gap:8px}
.hdr-search-form input{flex:1;min-width:0;padding:13px 18px;border:1px solid #cfdcd6;border-radius:999px;font:inherit;font-size:1rem;background:#fbfdfc;color:var(--ink)}
.hdr-search-form input:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:transparent}
.hdr-search-form button{padding:0 22px;border:0;border-radius:999px;background:var(--brand);color:#fff;font:inherit;font-weight:700;cursor:pointer}
.hdr-search-form button:hover{background:var(--brand-dark)}
.hdr-search-topics{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:14px}
.hdr-search-topics span{font-size:.85rem;color:var(--muted);margin-right:2px}
.hdr-search-topics a{padding:6px 13px;border-radius:999px;background:var(--soft);color:var(--brand-dark);font-weight:600;font-size:.85rem}
.hdr-search-topics a:hover{background:var(--brand);color:#fff}

.read-progress{position:absolute;left:34px;right:34px;bottom:-1px;height:3px;border-radius:3px;overflow:hidden;opacity:0;transition:opacity .2s;pointer-events:none}
.read-progress.on{opacity:1}
.read-progress span{display:block;height:100%;background:var(--accent);transform-origin:left center;transform:scaleX(0)}

/* the capsule floats over the page, so the first section leaves room for it */
.hero{padding-top:calc(var(--hdr-space) + 56px)}
.page-hero{padding-top:calc(var(--hdr-space) + 36px)}
.not-found{padding-top:calc(var(--hdr-space) + 56px)}

@media(min-width:1240px){.hdr .hdr-cta{display:inline-block}}
@media(max-width:1099px){
  .hdr{padding-left:14px}
  .hdr .nav-toggle{display:grid}
  .hdr .main-nav{position:absolute;top:calc(100% + 10px);left:0;right:0;display:block;padding:10px;background:var(--hdr-bg);border:1px solid rgba(255,255,255,.08);border-radius:26px;box-shadow:0 24px 50px -16px rgba(8,57,43,.5);opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .2s,transform .25s,visibility .2s}
  .hdr .main-nav.open{opacity:1;visibility:visible;transform:none}
  .hdr .main-nav ul{flex-direction:column;gap:2px}
  .hdr .main-nav a{padding:13px 16px;font-size:1rem;border-radius:16px;white-space:normal}
  .hdr .main-nav a:hover,.hdr .main-nav a.is-current,.hdr .main-nav li[class*="current"]>a{background:rgba(255,255,255,.09)}
  .nav-marker{display:none}
  .hdr-search{left:0;width:auto}
}
@media(max-width:782px){body.admin-bar .site-header{top:46px}}
@media(max-width:600px){:root{--hdr-space:80px}.hdr{min-height:58px}.hdr-search-form button{padding:0 16px}}
@media(prefers-reduced-motion:reduce){.hdr,.hdr *,.hdr-search,.hdr .main-nav{transition:none!important}}